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Filing bankruptcy should always be the final recourse.
Bankruptcy should only be a choice when you find yourself in debt to a point where repaying your obligations is not a possibility. If you have reached this point, however, it may be your only recourse. If you are considering filing...
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Inexpensive Life Insurance To Protect What You’ve Earned

Additional Reading

Adequate life insurance to cover your income producing ability is a product that is really needed today to give peace of mind. Life insurance was originally conceived to protect a man's family when his death left them without income. Over time is has developed into a variety of policy plans. In a "whole life" policy, fixed premiums are paid throughout the insured's lifetime; this accumulated amount, augmented by compound interest, is paid to a beneficiary in a lump sum upon the insured’s death; the benefit is paid even if the insured had terminated the policy. Under "universal life," the insured can vary the amount and timing of the premiums; the funds compound to create the death benefit.

With "variable life," the fixed premiums are invested in a portfolio (with earning reinvested), and the death benefit is based on the performance of the investment. In "term life," coverage is for a specified time period (e.g., 5-10 years); such plans do not build up value during the term. Annuity policies, which pay the insured a yearly income after a certain age, have also been developed. In the 1990s, life insurance companies began to allow early payouts to terminally ill patients. In other words, a policy holder with a grave illness could now access some of their life insurance funds to use as they choose.

We’ve searched all over the web and have located a few quality companies that we feel are not only financially sound and secure, but which also offer competitive rates. You don’t need to even sit down and visit with an agent, all the information gathering and work can be done over the internet.

You’ll find the best life insurance for your needs that will comfortably fit into your budget. Solid life insurance will give you peace of mind and confidence.

Mike Yeager


Publisher


http://www.a1-insurance-quotes-4u.com/


mjy610@hotmail.com

 

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Social Security Disability FAQ
WHAT ARE SOCIAL SECURITY DISABILITY BENEFITS? Social Security Disability is a benefit received from the Social Security Administration by disabled workers and in some cases their dependents, similar to those received by retired workers. ...
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Injured in a Bicycle Accident in Los Angeles?
Have you, or someone you know, been injured in an accident involving a bicycle? Not sure what to do? Here's is a guide to some things that you should know when looking for bicycle accident lawyers Los Angeles. If you or a family member was...
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Identity Theft Scams
Identity Theft scams continue to flourish on the web. One that you need to be aware of and beware of is any site that seems to be selling high-demand items (digital cameras for instance) at a much lower (almost unbelievable) price than you can...
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Why Litigation Is Nothing More Than A Business Tool - 26 Unbreakable Rules of Litigation!
From Bill Gates at the end of the last century to John D. Rockefeller at the end of the previous century; from Rick Scott, founder of Columbia Health Care, to AT&T: from Richard Branson and British Airlines to Dan Peña and The Financial Times;...
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When Marriage Is Not Enough: Facing Deportation Because of Your Spouse
Under U.S. immigration law, immigrants may obtain a green card ("U.S. permanent residence”) by marrying a U.S. citizen. The U.S. citizen must, however under the normal course, petition U.S. Citizenship & Immigration Services (CIS, formerly known as...
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